Do You Have a Valid Claim?

The following questions are based on the main criteria used to assess whether or not you may have been mis-sold a Payment Protection Insurance policy. You may have a valid claim if the company, or its agent, that sold you the policy failed in any one of these 13 areas:

Question		Yes	No
1	You were not in work or self employed at the time of sale
2	You were told that you had to take the PPI out at the same time as the loan or not at all
3	You were not asked whether you had any other insurance which would cover the loan
4	You were not told you could buy PPI elsewhere to cover the loan
5	You were sold a policy which had age restrictions which you fell outside of
6	You were led to believe that Payment Protection Insurance was compulsory
7	You were told that you would stand more chance of getting the loan if you took the Payment Protection Insurance
8	It was not explained to you that there were certain exclusions within the policy that could affect you
9	You were pressured into buying the PPI
10	You paid upfront for the PPI but it was not explained that there were some PPI policies where you could pay monthly
11	Your PPI was an upfront premium and you repaid the loan early and received no refund
12	You increased your loan and the PPI was increased automatically
13	The Terms & Conditions of the small print were not fully explained to you